Latest Articles

Four Ways To Improve Your Financial Well-Being

New Blog
Tuesday, July 27, 2021

Year After Year Millions Of Americans Make New Year’s Resolutions, But Why Wait Until The New Year To Begin Practicing Healthy Personal Financial Habits? Here Are Four Ways To Improve Your Financial Well-Being.

by
Martin Smith

Managing Portfolio Risk And Tolerance

New Blog
Tuesday, July 27, 2021

If You’re Like Most People, You Could Probably Use Professional Advice With Managing Portfolio Risk And Tolerance, As Well As Learning How To Evaluate Your Portfolio In Terms Of Its Return Potential.

by
Martin Smith

Higher Student Loan Rates Presents Challenge For Black Community

New Blog
Tuesday, July 27, 2021

While the increase in college enrollment for African-Americans over the past decade is impressive, having to rely on student loans to attend college presents a challenge for African-American students because they historically have had to borrow more money than their white, Asian and Hispanic peers to complete college. The recent doubling of interest rates on student loans needed to finance undergraduate and graduate school could slow the enrollment and the graduation rates of African-American students, which will have a long-term effect on the black community.

by
Martin Smith

Financial Literacy: Key To Creating And Sustaining Wealth For African Americans

New Blog
Tuesday, July 27, 2021

The present and future financial sustainability of a strong black middle class is dependent on African-Americans becoming more financially literate today so that tomorrow the African-American community will have a fighting chance to close the ever-widening wealth gap that has always existed between whites and blacks in America.

by
Martin Smith

Closing The Racial Wealth Gap

New Blog
Tuesday, July 27, 2021

Education Is The Great Equalizer That Would Effectively Close The Wealth Gap. In My Article -And Subsequent Blog Post- I Argued How The Jim Crow Era Has Contributed To The Wealth Gap Through Its Racist And Discriminatory Policies From Housing, Access To Loans, Voting Rights, And Jobs.

by
Martin Smith

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by Andrew John

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